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Phone
316-265-3181
Locations
5838 W. 21st Street
Wichita, KS 67205
1106 W. 31st Street South
Wichita, KS 67217
1701 Landon Street
Hutchinson, KS 67502
Contact Us
Phone
Locations
Farmers in Kansas face many risks associated with running their operations. These include:
These risks can be mitigated by purchasing adequate farm owners' insurance in Kansas. Farm owners' insurance will cover property damage, liability, medical bills, loss of income, and legal fees. It can also include optional coverages such as equipment breakdowns or contamination from hazardous materials.
The average cost of farm owners' insurance in Kansas is $134.50 per month. However, the exact cost of the policy will depend on several factors, including:
By considering these factors, farmers can make more informed decisions when finding the right farm insurance policy. It is crucial to understand to talk with an experienced insurance agent at WINN Insurance Group to ensure the policy is tailored to your specific needs.
At WINN Insurance Group, we understand that every farm is unique. That’s why we take the time to get to know you and your operation, so we can create a customized insurance package tailored to your specific needs. Whether it’s crop hail coverage or livestock insurance, we have the expertise and experience to provide comprehensive protection for your farm.
Our agents will work with you one-on-one, answering any questions you may have and helping you find the best options available. We’ll also provide comprehensive reviews of all our policies, so you can make informed decisions about what works best for your situation.
At WINN Insurance Group, we offer the best in farm owners' insurance for Kansas farmers. Our experienced and knowledgeable agents will work with you to craft a policy that meets your unique needs. We’ll also provide ongoing support, so you can rest easy knowing that your assets are always protected.
Contact us today to learn more about how we can help you protect your farm!
Farm owners' insurance in Kansas provides coverage for farm owners from a variety of risks. From property damage to liability, farm owners' insurance can provide the protection needed to keep operations running smoothly and protect your financial investments. Farm insurance combines several types of coverage under one plan. They include the following:
Equine insurance is typically included in farm owners' insurance policies and provides coverage for horses, ponies, donkeys, mules, and other equine animals. Coverage can include protection against death or illness due to disease, injury caused by accidents or veterinary care treatments, theft or straying of the animal, legal liability for damages caused by the animal, and more.
Auto insurance is also often included in farm owners' insurance policies and provides coverage for vehicles used for business purposes. This can include trucks, tractors, trailers, or other vehicles used to transport goods or haul materials on the farm. Coverage typically includes property damage liability, bodily injury liability, medical payments, uninsured/underinsured motorist coverage, and more.
Crop insurance is specifically designed to protect against financial losses due to crop damage, destruction, or loss. It helps farmers protect their crops investments and provide an income in the event of a disaster. Crop insurance typically covers damage caused by natural disasters such as hail storms, floods, or droughts. It can also cover losses due to fire, disease, insects, and other perils that may put your crop at risk. It provides coverage for:
Livestock insurance is designed to protect farmers from financial losses related to their livestock holdings. Livestock insurance can cover animal deaths due to injury, disease, theft, and natural disasters such as floods and fires.
It may also cover medical expenses for treating sick animals or the cost of veterinary services if your animal becomes injured due to an accident. Policies can also cover liability risks such as damage caused to your property due to your livestock.
Equipment insurance is designed to protect farm owners from the expensive costs associated with replacing equipment damaged or stolen in an accident or by a thief. Equipment coverage typically includes tractors, combines, hay balers, sprayers, and other large machinery used on the farm. It may also include smaller items such as shovels, hoses, chainsaws, and other small implements used in agricultural operations.
Coverage may include reimbursement for repairs or equipment replacement should it become damaged or destroyed due to an unforeseen event such as a fire, flood, or theft.
Farm dwelling insurance protects farm owners from the costs associated with repairing or replacing a home should it become damaged due to an unforeseen event such as a fire, flood, or tornado. The policy typically covers the cost of repairs as well as any personal items inside the dwelling that may have been destroyed in an accident or by a thief.
Coverage also extends to outbuildings and other structures on the property, such as barns, sheds, silos, and garages.
Farm liability insurance is designed to protect farm owners against the risk of financial loss resulting from legal action taken against them for someone’s injury or damage to their property. This type of coverage typically includes:
Structures insurance covers the structures on your farm, including barns, sheds, and other buildings. Coverage typically includes protection against physical damage caused by fire, hail, windstorms, and other covered perils. It can also include coverage for personal property in the structure as well as liability coverage for damage or injuries caused by its negligence.
Farmers in Kansas may be eligible for discounts on their farm owners' insurance policy, such as:
By taking advantage of these discounts, farmers can save money on their annual premiums, helping them to protect their financial investments in running a farm.
WINN Insurance Group is here to answer any questions you may have about farm owners' insurance policies in Kansas. Our experienced agents can help you find the right type and amount of coverage for your specific needs.
Contact us today to talk about your unique situation and get started on selecting the best policy for you. We look forward to helping you secure peace of mind knowing you’re protected when challenges arise on the farm.
5838 W. 21st Street
Wichita, KS 67205
1106 W. 31st Street South
Wichita, KS 67217
1701 Landon Street
Hutchinson, KS 67502